How to buy and sell a home in 2025: Tips for lower rates, choosing realtors and more

In 2025, the housing market shows mixed trends with rising prices and low inventory, though buyers have slightly more time to negotiate. It's crucial to choose a trustworthy realtor and mortgage lender, as they can guide buyers through the process. Interest rates are around 7%, and buyers should explore various financing options, including government programs. Appraisal gaps are less common now, and new rules require buyer's agents to secure commission agreements upfront. Additionally, rising HOA fees due to inflation and insurance costs are a concern for buyers.