NerdWallet analyzed over 270 million rates from more than 50 insurance companies to identify the best homeowners insurance in Iowa. Top-rated insurers include Amica, Auto-Owners, Chubb, Country Financial, and USAA, each earning a 5-star rating for customer satisfaction and low complaint levels. The average annual cost of homeowners insurance in Iowa is $2,215, influenced by credit scores and location. Common risks include tornadoes, flooding, and winter weather, with specific coverage options available for these hazards.
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