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Check out my listing Address: 1881 N.Main Dubuque, IA, 52001
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Interest Rate Forecast: Next 12 Months
Economists forecast gradual interest rate cuts through 2025 to support economic growth. Current inflation rates will significantly influence future rate adjustments.
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Early-Q4: Best Time for Homebuyers
The first week of October 2024 offers homebuyers potential savings of over $14K on median-priced homes. This week may see up to 37% more for-sale inventory compared to the start of 2024.
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How to buy a house: 13 steps to getting the keys to your new home
If you're looking to buy a house, follow these 13 steps to simplify the process. Start by determining how much you can afford, including all costs like taxes and insurance. Prepare financially by saving for a down payment, paying off debt, and checking your credit score. Shop around for mortgage lenders and get preapproved. Find…
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How Much Does It Cost to Sell a House?
Overview of Selling Costs – Commonly 10% to 15% of the home price – Includes both mandatory and optional expenses Taxes and Fees – Property tax: prorated share owed at sale – Real Estate transfer tax may apply based on location – Capital gains tax on profits over $250K (or $500K for couples)
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How to use a mortgage rate lock to secure a low interest rate
Mortgage rates fluctuate daily due to economic factors. A mortgage rate lock secures a specific interest rate, protecting buyers from increases during the homebuying process. Rate locks typically last 30 to 60 days and can be extended, often at a cost. Locking in a rate provides certainty in budgeting but may result in missed savings…
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7 clever ways to save on your mortgage
Fox Money, a personal finance hub, emphasizes the importance of securing lower interest rates on loans to save money. It offers seven time-saving tips for refinancing, including knowing your credit score, understanding total homeownership costs, and calculating your debt-to-income ratio. Comparing mortgage offers should involve looking at annual percentage rates (APR) and understanding fees. Veterans…
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Should You Buy a House Now, or Wait?
Buying now may be smart if you have strong credit, stable employment, and enough savings. Waiting may be better if your finances aren't ideal or home values in your area are dropping.
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Should You Buy a Home Before or After Election?
Election uncertainty causes financial anxiety, influencing 60% of homebuyers' decisions to wait or buy now.Housing markets typically slow down during election years as buyers and sellers hesitate, awaiting results.
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Money-Saving Hacks for Homebuyers in 2025
Cut Cable Costs: Switching from cable to streaming can save over $2,600 annually. Reduce Subscriptions: Regularly review and cancel unused streaming and subscription services to avoid overspending.