Category: Uncategorized
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Why it’s time for the Fed to cut interest rates
The Federal Reserve is considering cutting interest rates due to slowing inflation. The Fed's actions impact borrowing rates, affecting economic activity. Despite strong GDP growth and low inflation risk, the Fed may cut rates in July. Data shows a healthy economy with low delinquency rates and rising wages. Economists suggest a modest rate cut to…
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Housing Market 2026 Predictions
The housing market saw a surge due to the pandemic and low mortgage rates, but now faces challenges with rising interest rates and inflation. Bank of America economists predict a slow market until 2026 due to factors like the "lock-in effect" and affordability issues. Home prices are expected to rise slowly, with a potential dip…
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2026 Rate Cut Prediction: Down to 1.75%-2%
Analysts predict rate cuts, potentially down to 1.75%-2% by end of 2026. Expected economic conditions in 2024: Cooling inflation and slight increase in unemployment.
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Early-Q3: Buyers Pay Agent’s Commission
New rules starting in Early-Q3 require buyers to pay their agent's commission instead of the seller. The settlement might not significantly change overall costs but shift commission payments between parties.
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Inventory remains bright spot in June Iowa housing market
Overall inventory remained strong in the Iowa housing market in June, with a 4.4% increase in homes for sale. New listings decreased by 9.2%, while sales dropped by 17%. Pending sales also decreased by 15.5%. Days on the market increased to 39 days, but the median sales price rose by 6.4% to $250,000. Townhouse and…
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2 Years Forecast: Will Rates Rise or Fall?
High inflation puts a strain on household budgets, so the Fed uses rate hikes to slow down spending and cool the economy.Recent data suggests inflation might be easing, prompting the Fed to consider lowering rates later in 2024.
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Iowa State Market Update
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5 Reasons You Should Use a Buyer’s Agent
1. Finds perfect fit: – Saves time & finds your dream home. 2. Negotiates like a pro: – Gets you the best price & terms.
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AI Transforms Home Buying: 300% Uptake
AI platforms are increasingly being used to connect potential buyers with off-market property listings.AI predicts potential home sales by analyzing detailed data on homeowner habits and property characteristics.