Mindblown: a blog about philosophy.
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Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts
Iowa homeowners may see a 19% rise in home insurance rates this year, following a 19% increase in 2024. Continue to full article
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How to buy and sell a home in 2025: Tips for lower rates, choosing realtors and more
In 2025, the housing market shows mixed trends with rising prices and low inventory, though buyers have slightly more time to negotiate. It's crucial to choose a trustworthy realtor and mortgage lender, as they can guide buyers through the process. Interest rates are around 7%, and buyers should explore various financing options, including government programs.…
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Happy Mother’s Day
Mother's Day is a celebration honoring the mother of the family or individual, as well as motherhood, maternal bonds, and the influence of mothers in society. The origins of commemorating motherhood dates back to the Ancient Greeks, where in spring festival, they celebrated the goddess Rhea, considered the Mother of the Gods. Anna Jarvis’s lobbying…
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What 2025 Housing Trends Keep Foreclosure Rates Low?
2025 home prices will rise slowly, with an average price of $510,300 and median at $419,200. In 2025, home prices will stabilize; expect to pay close to asking price, especially in tight markets.
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Balanced Market Ahead: Median Price Approaches $411K
Home prices are expected to increase modestly in 2025, with a forecasted median of $410,700. Inventory will rise slightly, creating a balanced market with more opportunities for buyers in 2025.
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How to Avoid Capital Gains Taxes on Investment Properties
Capital gains on investment properties must be reported in the year of sale unless deferred. Use IRS Code Section 1031 to defer capital gains taxes by exchanging for a similar property.
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2025 Mortgage Rate Forecast: Expected Trends
Persistent inflation keeps mortgage rates elevated, influencing the Federal Reserve’s cautious approach to adjustmentsThe Fed carefully navigates economic stability, impacting mortgage rate fluctuations throughout 2025
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Revamp Your Home With Spring 2025 Styles
Spring 2025 home decor trends embrace renewal, fresh colors, and natural materials for a seasonal transformation.Green shades like sage, forest, and chartreuse dominate interiors, symbolizing growth and connection to nature.
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Average Iowa mortgage debt increased to $157,829 in 2024
Finding a home is increasingly challenging for first-time buyers, with median home prices rising nearly 50% over five years and mortgage rates nearly doubling. The number of homes for sale has decreased by a third, leading to a market squeeze. In 2024, total mortgage debt rose to $12.11 trillion, with average mortgage balances increasing to…
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Smart Timeline Strategies for Selling Your Home
Selling a home takes 8-12 weeks, including 1-2 weeks for prep, 3-4 weeks for listing, and 4-6 weeks for closing. Preparation is crucial; allocate 3-5 days for decluttering, staging, and 1-2 days for professional photography.
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