Mindblown: a blog about philosophy.

  • How Should You Start Saving for a Home?

    How Should You Start Saving for a Home?

    Use high-yield savings accounts or CDs to maximize down payment growth. Automate deposits to ensure consistent and disciplined savings.

  • Iowa REALTORS 2024 year-end housing market report shows optimism amidst continued adjustments

    Iowa REALTORS released its December and year-end housing report for 2024, indicating resilience in the housing market. Home sales increased by 1.6% with 33,102 single-family homes sold. The median sales price rose by 6.4% to $234,000. Inventory grew significantly, with new listings up 8.3% to 42,303 homes. December saw an 8.9% increase in sales year-over-year,…

  • Iowa Housing Market Forecast 2025

    Iowa Housing Market Forecast 2025

    Increased inventory and high interest rates may push Iowa’s housing market towards favoring buyers. Median home prices rose 4.8% in 2024 and are expected to continue increasing in 2025.

  • Happy Easter

    Happy Easter

    Easter is a Christian holiday that celebrates the belief in the resurrection of Jesus Christ.However, according to many theologians, Easter originally began before the arrival of Christianity.It is believed that Easter is named after the Anglo-Saxon goddess of the dawn and spring, known as Eostre.Examples of Easter traditions include Easter eggs and related games such…

  • Act Now: Prep for Spring Home Buying

    Act Now: Prep for Spring Home Buying

    Winter is slow, but 2025 will see more sellers returning, possibly leading to a more balanced market. Buyers should start credit repair now, as spring sees the biggest jump in available homes from February to March.

  • Selling Your Home in 2025? Expect More Competition

    Selling Your Home in 2025? Expect More Competition

    More homeowners will list their properties as mortgage rates stabilize, improving inventory but increasing competition.Buyers may gain leverage, leading sellers to offer price cuts or concessions in competitive markets.

  • 10 Best American Cities to Buy a House Right Now

    A study by Badeloft USA identifies 10 cities where homeownership is still attainable despite housing market challenges. Key cities include Detroit with an average house price of $74K and 2.6 years to save, El Paso at $223K and 5.3 years, and Indianapolis at $222K and 5.4 years. Other cities listed are Oklahoma City, Philadelphia, Chicago,…

  • High Mortgage Rates: Tips to Help Buyers Facing 7% Mortgages

    Higher mortgage rates are putting pressure on homebuyers in a challenging housing market. Rates have surged past 7%, with predictions of staying in the 6% to low 7% range. Buyers are advised to focus on improving credit scores, negotiating, considering homes needing work, setting a budget, and taking time in the buying process. Continue to…

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  • US Residential Remodeling: $754.75M by 2032

    US Residential Remodeling: $754.75M by 2032

    The US Residential Remodeling Market will reach $754.7M by 2032. The market is expected to grow at a CAGR of ↑ 4.3% by 2032.

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