Mindblown: a blog about philosophy.
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How to Get a Mortgage: Your Complete Guide to Home Financing
Understanding the mortgage process is crucial for homebuyers. Start by determining how much you can afford and the type of mortgage that suits your needs, such as conventional or government-backed loans like FHA, VA, or USDA loans. Assess your financial health, focusing on your credit score and debt-to-income ratio. Prepare necessary documents for the application,…
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Iowa Ranks 4th in Housing Market Stability
Iowa has the 4th most stable housing market in the US, with zero chance of a 5% price drop over the past 25 years. Since 2000, the median home price ↑ 144%, below the US avg of ↑ 196%.
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New Year, New Home: Buying & Selling Tips
Start Early: Sellers should begin the process early, evaluating their home and preparing for the market.Home Preparation: Sellers should invest in updates, cleaning, and professional staging to increase appeal.
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Happy St. Patrick’s Day
St Patrick's Day is the day we all turn a bit Irish. 13 million pints of Guinness are consumed worldwide on St. Patrick's Day. Green is now the traditional color of St. Patrick's Day.
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Iowa lawmakers propose new rules for auto glass repairs and insurance claims
Iowa lawmakers are considering legislation to revise rules on automobile glass repairs and insurance claims. Senate Study Bill 1192 would prohibit policyholders from transferring post-loss benefits and ban repair shops from offering incentives to customers. It would also prevent unreasonable fees and require good-faith estimates for repairs. Shops must notify policyholders about advanced driver assistance…
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Essential Homeowner Insurance Tips for Maximum Protection
Dwelling coverage essentials – Cover rebuilding costs for fire, storm, or vandalism damages – Add guaranteed to combat inflation Personal property protection – Inventory belongings to set proper coverage limits – Choose replacement cost to avoid depreciation
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First-Time Homebuyer: Do You Qualify?
A first-time home buyer hasn’t owned a primary residence in the past three years. Renters, even those with no prior homeownership, qualify for first-time buyer assistance programs.
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Offering solutions for Iowa’s housing shortage
Iowa faces a housing shortage, needing 25,000 more homes by 2030, which is driving up housing costs and making it hard for renters to qualify for loans. Homeowners are dealing with rising property taxes and construction costs. To improve affordability, five bills propose expanding first-time homebuyer savings, creating a home improvement fund, offering tax credits…
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Smart Homebuying: Tips Every First-Timer Needs
Location and Budget: – Choose a neighborhood based on safety and schools. – Set a clear budget before searching. Credit and Preapproval: – Check your credit score for better rates. – Get preapproved to know loan options.
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Iowa housing market sees strong start to 2025
Iowa's housing market began 2025 with strong gains, showing increased new listings, active inventory, and stable closed sales. January saw 1,870 closed sales, up 4.8% from last year, and new listings rose by 23.9% to 2,956 homes. Active inventory increased by 29.7% to 7,524 homes. The median sales price remained steady at $220,000, while days…
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