Mindblown: a blog about philosophy.
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Iowa House committee approves bill to expand insurance coverage for Iowans with autism
A bill to expand insurance coverage for Iowans with autism has passed a House committee. If enacted, it would prevent insurance companies from limiting visits to Autism Spectrum Disorder providers and eliminate financial and age caps on coverage. This change would allow individuals like 17-year-old Brandon Lust, who has benefited from various therapies since his…
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Buying a Home in 2025? Do 3 Things ASAP!
Mortgage rates are expected to fall in 2025, easing the path to homeownership. As rates drop, more homeowners may sell, boosting real estate inventory and market opportunities.
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Happy Presidents’ Day
Presidents' Day celebrates all past and present U.S. presidents. It reflects on the nation's founding principles and values, including the Constitution and union. Reading of Washington's Farewell Address by a U.S. senator remains an annual event for decades.Many patriotic and historical groups celebrate Presidents' Day with reenactments and events.
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Have Your Property Taxes and Insurance Ballooned? You’re Not Alone. Here’s Why These Costs Can Exceed Mortgage Payments For Many
Increased home values, natural disaster losses, and rising construction costs have led to higher property taxes and homeowner’s insurance premiums, comprising 35% of the average monthly mortgage payment. Homeowners are seeking ways to offset these costs, such as downsizing, relocating, or cutting expenses. The median monthly housing cost is $3,096, with property taxes and insurance…
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Happy Valentine’s Day
Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was…
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Ever Wondered Why 2025 Is Said to Suit Homebuyers?
New single-family home construction could increase by 13.8%, potentially easing supply shortages. Home prices are expected to rise more slowly in 2025, with a 4% increase projected.
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5 Reasons to Buy in 2025
Reduced demand could lead to stagnant or declining prices, creating better deals for new buyers. Buyers prepared with savings and good credit can benefit from hesitant competition.
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Get Your House Market-Ready
Consult a REALTOR®: A local agent helps price your home correctly and attract potential buyers. Complete Repairs: Fix any outstanding issues, like leaky faucets or worn-out flooring, for a polished look.
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January Real Estate Trends: What Homebuyers and Sellers Need to Know in 2025
The January 2025 housing market offers opportunities and challenges for buyers and sellers. Rising mortgage rates affect affordability, emphasizing the need for competitive rate shopping. A shift towards suburban and rural markets creates a seller's market due to tight inventory. Technology enhances transactions, and sustainable homes are in demand. Regional variations and investor-driven demand are…
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2027 Interest Rate Forecast: A Look Towards Stability
Federal funds rate to hold steady at 2.9% across all four quarters, reflecting a new equilibrium. Borrowers and savers benefit from consistent rates, enabling confident financial decision-making.
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