Mindblown: a blog about philosophy.
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5 Questions Every Seller Needs to Qualify Homebuyers
Is the buyer trustworthy? Evaluating a buyer's past transactions helps determine their credibility and likelihood to close the deal. Where is the buyer's equity coming from? Assess whether the buyer is using personal capital or raising funds, especially for newer investors.
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5 Credit Score Myths for First-Time Home Buyers
1: Shopping around dents your credit score. Shopping for mortgage rates won't hurt your credit and can save you thousands. 2: Paying off long-term debt increases credit score. Paying off long-term debt may slightly lower your credit score
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Cities With the Most Expensive Homes in Iowa
In various metro areas of Iowa, typical home values and their price changes over one and five years are reported. For instance, Pella has a typical home value of $353,457 with a 1-year change of +4.6% and a 5-year change of +49.9%. Dubuque's typical value is $359,924, showing a 1-year increase of +6.2% and +43.8%…
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Home Renovation Spending to Rise 1.2%
Home Improvement Spending: Spending on home renovations is projected to grow by 1.2% through Q3 2025. Market Growth: New home construction and existing home sales are rising, supporting home improvement demand.
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Happy Lunar New Year
恭喜發財. Wishing you prosperity. Lunar New Year, is the most important celebration observed in China, with cultural and historic significance.The New Year celebration is centered around removing the bad and the old, and welcoming the new and the good. Traditional activities include reunion dinner, cleaning houses, visiting family members, setting off firecrackers and fireworks, and…
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2026 Interest Rate Forecast: Continued Adjustments
Federal funds rate projected to fall from 3.7% (Q1) to 3.1% (Q4), marking consistent quarterly reductions. Rate adjustments aim to stabilize the economy, setting the stage for long-term equilibrium.
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Iowa joins suit on housing efficiency standards
Iowa Attorney General Brenna Bird, along with Texas and 13 other GOP-led states, is suing the federal government over "radical energy efficiency standards" that they claim increase housing costs. The lawsuit targets the U.S. Department of Housing and Urban Development and the U.S. Department of Agriculture, arguing that the energy efficiency standards in the Cranston-Gonzalez…
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More property tax cuts top priority for Iowa lawmakers
Iowa lawmakers have been adjusting the state's property tax system for 12 years, emphasizing the need for cities to have time to assess the impacts and plan accordingly. Continue to full article
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Mortgage Refinancing Requirements: Quick Tips
Refinancing replaces your mortgage with a new one, often offering different interest rates or payoff schedules.Reasons to Refinance Lower interest rates. Switch loan type or term. Access equity or remove mortgage insurance.
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How Rate Cuts Could Fuel Homebuying Competition
The Fed influences mortgage rates indirectly through its policy on inflation and labor market data. Mortgage rates generally drop with Fed rate cuts, making borrowing cheaper for consumers.
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